Collective Bargaining Agreement

2012-2016

Roth 401(k)

Re: Roth 401(k)

Dear Greg:

This confirms the understanding reached during negotiations for the 2012 - 2016 Agreement. The Company will add a Roth 401(k) option to the Flight Attendant 401(k) Plan. All applicable direct and matching contributions to the 401(k) for a Flight Attendant participating in the Roth 401(k) shall be made to the pre-tax options in the 401(k) and not into the Roth (k). The Union and the Company shall mutually agree on necessary modifications to the supplemental contribution process in order to make the Roth 401(k) option compliant with applicable law. The Company commits that the Roth 401(k) shall be available on or about January 1, 2013.